Terms of Service

1. Acceptance of Terms

By accessing and using Fasil Group's services, you accept and agree to be bound by the terms and provision of this agreement.

Additionally, when using these particular services, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Services Description

Fasil Group provides financial advisory services including but not limited to:

• Business plan development and consultation
• Financial modeling and projections
• Market research and analysis
• Funding strategy development
• Legal structure guidance
• Ongoing business consultation

All services are provided by qualified financial professionals, but do not constitute legal or certified financial advice.

3. User Accounts

3.1 Account Creation

To access certain features of the service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security of your password and accept all risks of unauthorized access
• Notify us immediately of any unauthorized use of your account
• Be responsible for all activities that occur under your account

3.2 Account Eligibility

You must be at least 18 years of age to create an account and use our services. By creating an account, you represent and warrant that you meet this age requirement.

4. Payments and Billing

4.1 Service Fees

Access to certain services requires payment of fees. You agree to pay all applicable fees as described on our website when you register for such services.

4.2 Billing

All fees are payable in advance and are non-refundable except as required by law or as otherwise specifically permitted in these Terms.

4.3 Price Changes

We reserve the right to change our fees at any time. We will provide you with advance notice of any fee changes affecting your subscription.

4.4 Refund Policy

Due to the nature of our services, refunds are generally not provided. However, we may consider refund requests on a case-by-case basis at our sole discretion.

5. Intellectual Property

5.1 Our Content

All content provided through our services, including text, graphics, logos, images, and software, is the property of Fasil Group or its content suppliers and protected by international copyright laws.

5.2 Your Content

You retain ownership of any intellectual property rights that you hold in the content you submit to our services. By submitting content, you grant Fasil Group a worldwide license to use, host, store, reproduce, and create derivative works for the purpose of providing our services.

5.3 License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use our services for your personal or internal business purposes.

6. User Responsibilities

You agree not to:

• Use the service for any illegal purpose or in violation of any laws
• Submit false, inaccurate, or misleading information
• Attempt to gain unauthorized access to other users' accounts
• Interfere with or disrupt the service or servers
• Use the service to transmit any viruses or malicious code
• Reverse engineer, decompile, or disassemble any part of the service
• Use the service to compete with Fasil Group

7. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the service will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination.

8. Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, FASIL GROUP DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED.

Fasil Group does not warrant that the service will be uninterrupted or error-free, that defects will be corrected, or that the service is free of viruses or other harmful components.

Important: Our services provide financial guidance and business advice but do not constitute legal, accounting, or certified financial advice. You should consult with qualified professionals for specific advice tailored to your situation.

9. Limitation of Liability

IN NO EVENT SHALL FASIL GROUP, NOR ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU HAVE PAID TO FASIL GROUP IN THE LAST SIX MONTHS.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of Ethiopia, without regard to its conflict of law provisions.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Addis Ababa, Ethiopia.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Information

If you have any questions about these Terms, please contact us at: